Every Lake & Company agent follows these guidelines
when working with you as a buyer.
Careful review of your needs and wants regarding the
property you want to purchase.
Complete financial information including:
The loan amount you can expect to qualify for
with local lenders.
General information on types of loans, payments,
and closing costs.
Names and phone numbers of lenders with whom
I've had a long standing professional relationship.
These mortgage brokers and bankers have
demonstrated their willingness to go the extra
mile in solving problems and getting the loan
closed.
Using these sources you can have access to every
property listed with the Northwest Multiple Listing
Association:
Daily computer updates on appropriate new
listings.
I will provide you with complete information
(including addresses) on any house you see
advertised, regardless of the listing office.
If you see a house with a "For Sale" or
"Exclusively" sign on it, write down the address,
company and telephone number and I will make
an appointment to show you the property and/or
give you complete listing information.
You are encouraged to visit open houses. Be sure
to tell the agent at the open house that you are
working with me and call me if you see a house
you are interested in. Do not sign any offer
without our advice.
I will organize appointments and get you into all
properties that approximate what you are looking for. I
will not waste your time showing properties that are
not reasonable for you (if you want 3 bedrooms, I will
not show you 2 bedroom houses.)
We will write the offer (you will receive a copy of the
contract used so you can study it before you get to this
point) and I will present your offer to the Seller(s).
After you and the Seller(s) have come to an agreement
regarding the price and terms of your purchase (I will
act as the intermediary handling these negotiations) you
will make a loan application. I will carefully track the
financing through to closing, keeping you informed on
the progress of your transaction. You can depend on me
to help troubleshoot any problems that may occur.
You will be provided with a folder of information at
your first appointment which includes the following
information:
A copy of a Purchase and Sale contract so you can
familiarize yourself with the verbiage before
starting the process.
A list of local pre-sale inspectors previous clients
have used and like (these are just suggestions; you
can, of course, use anyone you want).
Financial information which includes an
explanation of different financial programs, rates,
closing costs, lender, etc.
Market information.
In closing, I feel that it is my responsibility to prepare you to
make the best possible decisions based on complete
information and a confident perception of what buying a
house is all about. I'm also committed to having a good time
through this whole process.